Terms of Service

1. Acceptance of Terms

By accessing and using Cofila, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

Cofila is a couple-focused financial planning application that helps partners manage their finances together, including tracking transactions, budgets, debts, savings, and more.

3. User Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials
• You must provide accurate and complete information when creating an account
• You are responsible for all activities that occur under your account
• You must not use the service for any illegal or unauthorized purpose

4. Account Registration

To use Cofila, you must:

• Be at least 18 years old
• Provide a valid email address
• Complete the registration process

5. Couple Accounts

Cofila is designed for couples. By linking your account with a partner, you both agree to share financial data within the application. Each partner retains full access and control over shared financial information.

6. Data and Content

You retain ownership of all financial data you input into Cofila. By using our service, you grant us the right to store, process, and display your data solely for the purpose of providing the service.

7. Service Availability

We strive to provide uninterrupted service but do not guarantee 100% availability. We reserve the right to modify, suspend, or discontinue the service at any time without prior notice.

8. Termination

We reserve the right to suspend or terminate your account at any time for violation of these terms or for any other reason at our sole discretion. You may also delete your account at any time through the settings page.

9. Limitation of Liability

Cofila is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our service.

10. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

11. Contact Us

If you have questions about these Terms of Service, please contact us through our support channels.